Our costs are among the most affordable in the business. We only charge $299 for an individual credit cleanup or $450 for a married couple.  We can also help businesses build their credit.  This is a one-time fee. Compare this to our competitors who often charge a recurring monthly fee which can run up the bill significantly.  Or to other competitors who charge more than twice our fees.  Credit Repair Clinic is committed to providing you quality service at a price that is a value.

We want to help people. Our owner, John "JJ" Harrison, is also a Realtor. In this role, JJ was often seeing individuals or families who should have been able to buy a home, but their credit wouldn't support it. JJ wanted to help families clean up their credit reports to make sure that good people could buy homes.

Because we started from a foundation of helping people, Credit Repair Clinic keeps as a core principle the idea of helping people improve their lot in life. One way to do this is to help families ensure their credit report is fair and accurate. Another way is to be sure we're charging a fair price for a quality service. You could pay more...but why?

We follow a four step process to repair your credit rating.

Step 1. When you sign up we get your basic Information. We'll want to know things like

• name
  
• address
  
• phone number
• Credit Repair objectives

Step 2. Then, you will need to retrieve your credit reports from the 3 bureaus: Equifax, Experian and Transunion. We will show you the easy way to get these reports.

Step 3. Credit Repair Clinic will take the necessary actions to investigate the negative items on your credit report and challenge those that are legitimately and legally challengeable. You will see our progress as the bureaus send you updates to your restored report.

The way we do credit repair, it is entirely legal.  In fact, we are licensed by the State of Ohio as a credit repair organization.  The state doesn't license illegal industries, so you know that Credit Repair Clinic will provide you with professional service that does not violate State or Federal laws.

It is estimated that 79% of consumer credit reports contain wrong information. The Federal and State governments have passed new laws to protect consumers rights in this field.

The only way to ensure you have the credit score you deserve is to periodically check your credit report for erroneous data.

Not necessarily. Your outstanding debt only contributes about a third of your credit rating score. Other factors include:

• Payment History
• Credit History Length
• Recent Inquiries
• Type of Credit

So simply paying off your bills won't necessarily improve your credit score. Also, a recent study showed that 79% of consumer credit reports contain wrong information. So no matter how many bills you pay off, there could be incorrect data keeping your score below what you deserve.